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Things to think about for the new year include, but are not limited to, whether or not your dental insurance is up for renewal, your annual maximum, the mechanics of deductibles, the scope of preventive dental care, and more.
Aiming to improve one’s health is a popular New Year’s resolution. Our Ingleside dentists want to start the new year off right by urging you to take better care of your teeth and gums by making an appointment for a cleaning and checkup every six months. Read on for details regarding 2024 dental coverage.
What is the renewal date for your dental insurance?
The first of the year, on January 1, is when the majority of dental insurance plans reset. But before you call our Ingleside dental office to set up an appointment, double-check your insurance policy’s fine print. Calling your insurance provider is the first step.
A customer service number is typically located on the back of insurance cards. Call that number and inquire about your dental coverage for the current year. Depending on your coverage, some dental benefits may renew at the beginning of the contract year.
If your company pays for your health insurance, you should inquire as to when the policy went into force and when it is due for renewal each year. While January 1st is the standard, there are situations in which renewals vary per employee, most notably in the context of long-term contract labor.
How much does dental insurance cover in a year?
The greatest amount that your dental insurance will cover for treatment within a certain year is called an annual maximum.
Make an appointment with our cosmetic dentists before the beginning of the year if you need any kind of sophisticated dental work done to restore your smile. Even if you hit your yearly limit last year, it’s never too late to start taking better care of your teeth and gums so you can make the most of your dental insurance benefits this year.
We can do a lot to fix teeth so they work again and look good, even though most insurance won’t pay for cosmetic dental work. A dental crown is one option for protecting a damaged tooth from more harm. If your benefits were renewed on January 1, then one of our cosmetic dentists in Ingleside would be a great choice for your consultation.
Also Read: Don’t Put Off Using Your Dental Insurance Until the Last Minute of the Year
What is the Process of Dental Insurance Deductibles?
Before your dental insurance begins to pay for procedures, you will be responsible for paying your deductible.
While most dental plans will pay for routine cleanings and exams out of pocket, more extensive procedures like filling cavities or repairing damaged teeth won’t be covered until you reach your deductible.
If your dental coverage is renewed on a calendar-year basis (around January 1), you will usually have to pay out of pocket for all dental work beyond routine preventative care until your deductible is satisfied.
This is why it’s critical to make an effort to plan your dental appointments in advance. You should be able to visit the dentist twice a year if you visit every six months. Then, you can increase that frequency to three times a year, alternating between January and December.
What exactly is preventative dental care?
Insurance typically covers preventative dental care services like cleanings, exams, x-rays, and sealants.
Make the most of this by scheduling a dental cleaning and checkup with your dentist at least once every six months. There is no need to put off scheduling an appointment with our practice because most dental insurance policies pay for full coverage of dental checkups and cleanings.
We can check for gum disease and other oral health issues, as well as identify any impending problems, during a preventative dentistry appointment. We may be able to warn you of potential oral health problems, which can save you hundreds of dollars.
Do you need to make an appointment with the dentist?
With a variety of dental treatments available, our dentist Ingleside, TX, is here to help you achieve the smile of your dreams. To kick off the new year right, give Palm Tree Dental a call at 361-238-4460 or book an online appointment for a teeth cleaning and oral exam. In 2024, we will be happy to assist you with maintaining excellent dental hygiene.